legal stuff

Currency Display Policy
To ensure clarity for our international customers, we emphasize that all prices on our site are listed in U.S. Dollars (USD). We understand that using only a currency symbol can be confusing, so we explicitly state the currency as USD alongside all prices. This approach helps maintain transparency and minimizes misunderstandings for our global audience.

Refund Policy
We are committed to delivering our products and services as promised. Refunds are available under specific circumstances where services are not delivered as agreed upon or within the promised timeline. Requests for refunds must be made after services have been rendered. Please note that some products and services may be non-refundable unless stated otherwise at the time of purchase.

Liability and Profit Disclaimer Policy
As a consultant specializing in restaurant success strategies, I am committed to providing expert advice and guidance to help your business thrive. However, it is important to clarify the following terms regarding our working relationship:

No Guarantee of Success: While I have a proven track record of success with previous clients, I cannot guarantee specific results for your business. Every business is unique, and various external factors can influence outcomes. Therefore, neither I, my associates, nor my company can be held liable for the performance of your business, whether it results in success or downturn.
No Profit Sharing: My compensation for consulting services is strictly fee-based. I do not take any percentage of your business’s profits, nor do I have any financial stake in the revenue generated by your business. All profits generated from implementing my strategies belong entirely to you.
Limited Liability: My role is to provide recommendations, strategies, and best practices to help you optimize your restaurant operations. However, you are solely responsible for the implementation of these strategies and the decisions made in your business. I, my associates, and my company are not liable for any losses, financial downturns, or other negative outcomes that may result from following or not following the advice provided.
Client Responsibility: It is your responsibility as the business owner to evaluate the suitability of the strategies provided and to make informed decisions based on your specific business context. You agree to hold harmless and indemnify me, my associates, and my company from any claims, damages, or liabilities arising from your use of the consulting services.
Dispute Resolution: Any disputes arising from this consulting relationship will be resolved through negotiation or, if necessary, arbitration, in accordance with the laws governing business practices in your jurisdiction.

Delivery Policy
As our products and services are delivered electronically, there is no physical shipping involved. All digital products and services will be provided through secure online channels, ensuring prompt and efficient delivery.

Cancellation Policy
Customers may cancel their orders or subscriptions within 7 days of purchase. A cancellation may be subject to credit card processing fees. If a cancellation is agreed upon, a partial refund may be issued based on the previously agreed terms.

General Order Fulfillment
All our products and services are delivered electronically. There is no physical inventory or shipping, ensuring instant or near-instant access upon completion of purchase.

PCI Compliance Policy
Your security is our top priority. We comply with the Payment Card Industry Data Security Standard (PCI DSS) to ensure that your payment information is handled safely. Our website, including the payment forms, uses HTTPS and adheres to other industry security best practices to protect your data from unauthorized access and fraud. We are vigilant about preventing card testing and other malicious activities.

As an online merchant, we also adhere to the rules set forth by major card networks, including Visa, Mastercard, American Express, and Discover. These rules guide how we handle and process payments to ensure your information is secure during every transaction. For more information on PCI compliance and our security measures, we invite you to learn more about integration security through our payment processor.

1. Introduction We at Stephanie Jarm, LLC & The Training Table are committed to protecting your privacy and ensuring that your personal information is handled safely and responsibly. This Privacy Policy outlines how we collect, use, protect, and disclose your information when you use our website and services.

2. Information We Collect We may collect the following types of information: Personal Information: This includes your name, email address, billing and shipping address, phone number, payment information, and any other details you provide when making a purchase or creating an account.

Non-Personal Information: This includes your browser type, IP address, and information about how you use our website. We use this data to improve our services and enhance your user experience.
Cookies: We use cookies and similar technologies to track your activity on our site and hold certain information. Cookies help us provide features such as personalized content and user authentication.

3. How We Use Your Information Your information is used for the following purposes:

To Provide Services: We use your personal information to process your orders, manage your account, and provide customer support.
To Improve Our Services: We analyze usage data to understand how our services are being used and to enhance the user experience.
Marketing Communications: With your consent, we may use your information to send you promotional emails and special offers. You can opt-out of these communications at any time.
Legal Compliance: We may use your data to comply with legal obligations, respond to legal processes, or prevent fraud.

4. How We Protect Your Information We take the security of your personal information seriously. We implement a variety of security measures, including encryption and secure servers, to protect your data from unauthorized access, alteration, or disclosure.

Secure Payments: All payment transactions are processed through a secure gateway provider and are not stored or processed on our servers. We comply with PCI DSS standards to ensure that your payment information is handled safely.
Data Encryption: Sensitive data, such as credit card information, is encrypted using SSL/TLS technology during transmission.

5. Sharing Your Information We do not sell, trade, or otherwise transfer your personal information to outside parties except as described below:

Service Providers: We may share your information with trusted third parties who assist us in operating our website, conducting our business, or servicing you. These partners are bound by strict confidentiality agreements and are only allowed to use your information as necessary to perform their functions.
Legal Requirements: We may disclose your information when required by law, such as in response to a court order, subpoena, or other legal processes.

6. Your Rights and Choices You have the right to:

Access Your Information: You can request access to the personal data we hold about you.
Update or Correct Your Information: You can update your account information or request corrections to any inaccuracies.
Delete Your Information: You can request that we delete your personal data, subject to certain legal obligations.
Opt-Out: You can opt-out of receiving marketing communications from us at any time by following the instructions provided in the email or contacting us directly.

7. International Data Transfers As a global business, we may transfer your personal data to countries outside of your country of residence. These countries may have different data protection laws, but we take steps to ensure that your information is protected according to this Privacy Policy and applicable laws.

8. Changes to This Privacy Policy We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the updated policy on our website and indicating the date of the last revision.

9. Contact Us If you have any questions or concerns about this Privacy Policy or how your information is handled, please contact us at:

Email: support@stephjarm.com
Business address: 49 Putnam Blvd #1159 Glastonbury, CT 06033